Cooperative Development Authority

In Mindoro, west Philippines, where faith deeply shapes daily life and community solidarity remains essential for survival, a quiet yet transformative movement in cooperative finance is reshaping lives. At its heart is the Responsible and Empowered Mindoreños Credit Cooperative (REMICCO)—a living testimony to how faith-guided finance can foster dignity, responsibility, and hope.

Every great mission begins with a dream. For the Steward-Leaders Multi-Purpose Cooperative (S-LMC) of Oriental Mindoro, that dream took root many years ago, not in a boardroom, but in the heart of a young seminarian who believed that faith, hard work, and unity could transform communities.